Realtor and Purchaser Information

Realtor and prospective Co-Owners please be aware that Crosswinds Estates is an 82-unit site condominium development. Each Co-Owner owns their individual unit/building and is responsible for all aspects of the upkeep of their unit including the exterior maintenance (roof, windows, siding, etc.). With the exception of two lots, the development is complete. A developer is no longer involved in any aspect of the Association. An overview of the Crosswinds Estates Association is located on the main page of the website or you may access it by clicking here: Crosswinds Estates Overview.

As of January 1, 2024, monthly dues are $175 per month. Crosswinds Estates has both a general operating balance and capital reserve fund that combined is in excess of 200% of annual expenses, far exceeding the State of Michigan guidelines of a minimum reserve of 10% of annual expenses.  

A purchaser has the right to request a written statement from the Association as to any assessments the seller may have outstanding. The purchaser should contact Tim Massie at Claire, Massie and Company, C.P.A., 5777 West Johnson Rd., Ludington, MI  49431, phone: 231.843.3443 [email protected] to obtain such a statement. The purchaser should be sure there are no outstanding fees prior to closing. Unless the purchaser or grantee requests a written statement from the Association at least 5 days before closing as provided in the Act, the purchaser or grantee shall be liable for any unpaid assessments against the Unit together with interest, costs, and attorneys fees incurred in the collection thereof. Ultimate responsibility for delinquent fees passes on to the new Co-Owner.

Each Co-Owner is responsible for purchasing their own insurance policy to insure their individual building structure and contents. In order to secure a mortgage, you may need a copy of the Association's insurance policy for the Common elements which can be obtained from Magee Insurance 231-845-5000.

Other questions typically asked by mortgage companies --  Occasionally one or two Co-Owners may rent their Crosswinds Estates Condominium unit for periods of no less than 30 days at a time. There is no pending or expected litigation. There are no special assessments or any currently planned. The only non-Incidental income is roughly $4,000 per year for use of the pool by 8-10 owners of condo units in the other Crosswind Associations.    

If you have other questions regarding Crosswinds Estates please email: [email protected]